10/5/2008
 (IRVING, TX – October 5, 2008) – “Getting a pre-approved mortgage is the smart way to start the homebuying process,” says Sue Meyer, president and chief operating officer of Coldwell Banker Residential Brokerage – Dallas/Fort Worth (CBDFW). “It’s easy and quick to complete, and our associates are prepared to help customers.”
Mrs. Meyer said that customers like the fact that they have the option of using Coldwell Banker Home Loans for their pre-approved mortgages. “The service is free, and the company will give buyers a same-day loan decision or pay them $250. The decision will also meet their requested closing date or reduce their interest rate by 1/8 of one percent for the life of the loan.”
Sales associates and staff applaud the advantages of pre-approved mortgages at Coldwell Banker Home Loans. Allen Stevens, regional manager of Coldwell Banker Home Loans, says that this is a great time to buy a home. “Interest rates are historically low, and the inventory of homes is plentiful,” she said. “Having a pre-approved loan enables buyers to know what they can afford and helps them avoid wasting time looking at homes that are out of their price range.”
It’s important to work with an established lender, such as Coldwell Banker Home Loans, that can guarantee closing on time. “Because of everything that needs to be done when buying a home, it is imperative to close on time,” says Mr. Stevens.
Mr. Stevens noted that Coldwell Banker Home Loans has more than 150 loan products. “This makes it possible for the company to help buyers find the ideal loan to meet their specific needs,” he says.
Commenting on the value to buyers of having the right pre-approved loan, Ms. Meyers says, “They have the ability to make offers, negotiate price and terms, and even sign a contract to buy, all of which gives them advantages over other buyers. It proves to the seller and real estate agent that the buyer is financially ready to buy the home.”
Sales associates heartily agree that having a pre-approved loan is the way to go. “Buyers with good credit will be able to obtain a mortgage at a competitive rate,” Jamie Moring, sales professional in the Flower Mound office of CBDFW. “I recommend my clients use Coldwell Banker Home Loans for their lending needs.”
Coldwell Banker Home Loans offers service that buyers can trust. In a survey, 95% of customers indicated that they would recommend the company to others.
“Talking to one of our representatives through Coldwell Banker Home Loans is an ideal first step to take advantage of these low rates and lending options,” says Mrs. Meyer. “A Coldwell Banker real estate professional can then direct buyers to the right kind of home for them.”
For more information, visit www.cbdfw.com, or call any of the 19 offices of Coldwell Banker Residential Brokerage – Dallas/Fort Worth (CBDFW).
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